Long days on the road. City driving. Country driving. Heavy machinery and heavy lifting. The trucking life works for many drivers, but it comes with risks. Accidents happen and bodies strain under the stress the lifestyle doles out. Any driver, and anyone who employs them, needs to be aware of the health risks and take steps to mitigate them.
Short Term Disability — Why Claims Get Denied
There are numerous reasons why a short-term disability claim may be denied. Here’s a handy article that goes into the most common reasons, from lack of proof, changes in medical or functional status, to pre-existing conditions and failure to get the appropriate care. It’s useful for disability insurers and employers alike to be aware of these.
“After the Event” Insurance can Affect Post-Trial Costs
The B.C. Supreme Court found that “After the Event” insurance can be a factor to consider when it comes to post-trial costs. The case involved a plaintiff rejecting a defendant’s attempt to settle before trial.
Any good employer should be well-aware of their own responsibilities in the return to work process. But there’s the other side of the coin: the employee’s responsibilities. You’ll need to have a good understanding of what you have a right to expect if you want to ensure a smooth return to work process that gets your employee safely back to work without a costly, lengthy, derailment that’s all too common.
When an employee is on disability leave, it doesn’t have to be all-or-nothing when it comes to getting them safely back to work. In fact, given that only three per cent of workers who are off work for a year or more will return to work ever, it’s in everyone’s interest to get the return to work process figured out fast.
While an employer’s duty to accommodate may fall into one of 13 categories recognised under the Canadian Human Rights Act, in a return to work context we are most likely looking at disability.
Medicalization: it’s an insidious problem facing companies and employees across the world. A non-medical issue can find itself elevated to the status of medical condition, leaving behind a wake of ballooning costs, HR catastrophe, and ultimately, a patient outright let down by the medical establishment.
Medicalization is the elevation of a non-medical issue to a pseudo-medical problem. We’ve previously addressed the problem and what employers can do about it, but you might be wondering: what’s the cost?
You’ve got an employee complaining of a medical issue you’re just not sure about. Where to start? Well, when it comes to diagnosing a “real” medical problem, it’s helpful to think in terms of a spectrum.
When an accident happens at work, of course the most important thing is the health of the injured worker and preventing a reoccurrence. We’ve covered where the costs of a workplace accident come from and how direct and indirect costs can really a hit a company’s bottom line.